Insurance CoverageBuilt AroundYour Future.
Catawba First Insurance Associates, Inc. provides personalized insurance solutions for individuals, families, and businesses with dependable service and professional support.
Trusted Carrier Partners
What We Cover
Insurance for Every
Stage of Life
As an independent agency, we access 12+ top-rated carriers to find the right coverage at the right price — for you, not the insurance company.
Auto Insurance
Comprehensive auto coverage that protects you, your passengers, and your vehicle. We shop 12+ carriers to find your best rate.
Get a QuoteHome Insurance
Protect your most valuable asset with comprehensive homeowners coverage tailored to your property.
- Dwelling & personal property
- Liability protection
- Loss of use coverage
Life Insurance
Secure your family's financial future with term or whole life policies built for your stage of life.
- Term & whole life options
- Income replacement planning
- Final expense coverage
Business Insurance
Full-spectrum commercial coverage for small and mid-size businesses in Newton and Catawba County.
- BOP packages available
- Industry-specific coverage
- Multi-policy discounts
Commercial Property
Protect your physical business assets — buildings, equipment, inventory — against loss and damage.
- Building & contents coverage
- Business interruption
- Equipment breakdown
General Liability
Essential liability protection against third-party bodily injury and property damage claims that every business needs.
- Bodily injury claims
- Property damage claims
- Products & operations coverage
Renters Insurance
Affordable coverage for renters that protects personal belongings and provides liability coverage.
- Personal property protection
- Liability coverage
- Temporary living expenses
Umbrella Coverage
An extra layer of liability protection above your existing policies for added peace of mind.
- Excess liability coverage
- Protects personal assets
- Covers gaps in base policies
Workers Compensation
Legally required in NC for most employers — protect your team and your business from workplace injury claims.
- Medical expense coverage
- Lost wage replacement
- Employer liability protection
Commercial Auto
Coverage for company vehicles, fleets, and employee-owned vehicles used for business purposes.
- Fleet & single-vehicle policies
- Hired & non-owned auto
- Cargo coverage available
Why Catawba First
We Work For You, Not the Big Guys.
As an independent agency, we have no allegiance to any single insurance company. Our only job is to find you the best coverage at the most competitive price — and stand by you when it matters most.
Carrier Partners
Policies Written
Google Rating
Independent
Experienced Insurance Professionals
Our licensed agents bring decades of combined experience navigating complex coverage decisions.
Personalized Coverage Options
No two clients are alike. We build policies around your specific situation and budget.
Fast, Responsive Support
Real people answer your calls. When you need help, we're here — not a phone tree.
Competitive Insurance Rates
We shop 12+ carriers simultaneously so you get the best coverage for your dollar.
Reliable Claims Assistance
We advocate for you through every step of the claims process until you're made whole.
Local, Community-Rooted Agency
We live and work in Newton. Your neighbors are our neighbors — that matters to us.
Long-Term Client Relationships
Many of our clients have been with us for decades. We earn loyalty, we don't just request it.
Client Stories
Real People.
Real Coverage.
Don't take our word for it. Here's what our clients across Newton and Catawba County have to say.
“Kevin and the team at Catawba First saved me nearly $600 a year on my home and auto bundle. They shopped multiple carriers and found coverage I didn't even know I was missing. Couldn't be happier.”Home + Auto Bundle
“When I needed commercial liability coverage for my bakery, Susan walked me through every option without making me feel rushed. My policy was active within 48 hours. That's the kind of service you just don't find anymore.”Commercial Insurance
“I was in a huge time crunch to get workers comp before a job site inspection. Sherry moved fast, found me a great rate, and got the certificate of insurance same day. These people genuinely care.”Workers Compensation
“I've been with Catawba First for over 20 years. Every time I've had a claim or a question, they treat me like family. There's a reason I've never even thought about switching agencies.”Long-Term Client
“Managing commercial auto coverage for six vehicles used to be a headache. Harley consolidated everything into one policy, cut my premiums, and made renewals painless. Exceptional agency.”Commercial Auto Fleet
“As a first-time buyer, I had no idea what homeowners insurance I needed. The team explained everything in plain English, found me great coverage, and made closing day stress-free. So grateful.”Home Insurance
Got Questions?
Frequently Asked Questions
Everything you need to know about working with Catawba First. Can't find your answer? Call us directly.
725-243-5139You can request a free quote by filling out our online quote form, calling us at 725-243-5139, or stopping by our office at 232 West A Street in Newton. We typically respond within one business day and can often provide same-day quotes for personal lines coverage.
We offer a full range of personal and commercial insurance products including auto, home, life, renters, umbrella, business owners policies (BOP), commercial property, general liability, workers compensation, and commercial auto insurance. As an independent agency, we access 12+ top-rated carriers.
Absolutely. Bundling home and auto insurance is one of the most effective ways to reduce your premiums. Many of our carrier partners offer multi-policy discounts of 10–25%. We'll always evaluate bundled options when preparing your quote.
In most cases, personal lines coverage can be bound the same day you apply. Commercial policies may require 24–72 hours for underwriting review. We understand that timing is often critical, especially for new home purchases or business contract requirements.
Yes. We specialize in commercial insurance for small and mid-size businesses throughout Catawba County and Western NC. Our commercial lines include general liability, commercial property, workers compensation, commercial auto, and business owners policies tailored to your industry.
For auto insurance: vehicle year/make/model, driver license numbers, and current coverage info. For home insurance: property address, square footage, year built, and current coverage. For business insurance: business type, revenue, number of employees, and existing coverage. We'll guide you through the rest.
Yes — we are 100% independent. That means we work for you, not for any single insurance company. We compare rates and coverage options across 12+ carriers to find the policy that best fits your needs and budget. Our loyalty is to our clients, not to any carrier.
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Get Your Free
Insurance Quote
Fill out the form and one of our licensed agents will reach out within one business day with a personalized coverage comparison from our carrier network.